Anyone who has applied for a Schengen Visa is aware that having current travel insurance that covers the entire Schengen Zone is one of the key requirements of visa applications. Travel insurance is usually advised, even if a visa is not necessary – if nothing else, for your personal peace of mind, especially in light of the high costs of healthcare for visitors and non-residents in the majority of EU nations. Two insurance plans from Europ Assistance travel Insurance Belgium are accepted by all Schengen embassies, consulates, and visa application centers and satisfy the requirements for Schengen visa applications.

How to Get Europ Assistance travel Insurance Belgium?

On the Schengen Europ Assistance website, you can purchase travel insurance (here). For each individual you are insuring, you simply need to input their country, age, and anticipated number of days of the trip. Nine persons can be added to one plan.

The policy can then be paid for using a credit/debit card from Visa, MasterCard, American Express, or PayPal. Although their name won’t appear on the insurance certificate, someone else may make a payment in your place.

Your Insurance Certificate and Special Conditions paperwork, which includes your policy number and the terms of your travel insurance plan, will be sent to you via email as soon as you have paid for the policy. These documents are also available for download from your account.

What Time Does Coverage Begin?

Your trip ends, you are evacuated, or you are repatriated, and your coverage under your travel insurance policy with Europ Assistance begins the moment you leave your country and join the EU/Schengen Zone and ends the moment you leave the EU/Schengen Zone.

You must choose the dates that you will go when you buy your travel insurance coverage. Only during certain times, and only if you are traveling, are you protected. In the nation where you currently reside, you lack medical insurance.

How Do I File a Claim for Assistance from Europ?

You must get in touch with Europ Assistance as soon as possible to file a claim. You can do this by sending an email or by visiting the website for filing claims, which is fittingly called the eClaims Portal.

You might not have to pay anything upfront if you decide to receive medical care from one of their medical partners because the business will cover the costs right away. If you visit a different doctor, you must for the charges out of pocket and receive reimbursement later.

You require the following in order to file a claim with Europ Assistance:

• Your policy number, contact information, where you are right now, the specifics of the accident or illness, and the kind of help you need.
• Documentation that supports the accident or illness, such as doctor’s notes, hospital records, police reports, complaints that have been made, etc. The records must list the incident’s date, the medical care you received, and any other pertinent information.
• Travel tickets and Schengen visas are examples of documents that prove you were in the country or region that is covered at the time of the accident. Your full name and the dates of your journey must appear on these documents.
• If you are unable to provide sufficient details about your medical condition: A form must be filled out by the doctor supervising your care and provided to you by Europ Assistance.
• Receipts or the original trip invoice.
• Evidence that you’ve bought the insurance policy.
• The original invoice for the costs you were charged, details the amount and the products included. Issued by the applicable service provider.

What is the price of Europ Assistance travel Insurance Belgium?

The following variables affect how much Schengen Travel Insurance with Europ Assistance costs:

• The insurance strategy you select. The Schengen Plus plan costs extra since it provides broader coverage.
• The length of your journey. For instance, depending on the plan you select, the cost of the policy for a one-week trip for one person will typically range from €30 to €49.
• How many individuals are covered by the policy? Nine persons can be added to one plan.

What Excludes From Europ Assistance Travel Insurance?

Any of the following is not covered by Europ Assistance Travel Insurance:

• 75 years of age or older.
• Any expenses for which you have not requested authorization from Europ Assistance and have not notified them.
• Any costs incurred prior to the start or termination of the insurance policy.
• Any costs for which you are unable to produce supporting documentation.
• Any healthcare costs in your home nation.
• Any costs associated with a mental illness, routine medical exams, cosmetic surgery, heat treatment, AIDS, alternative and
• Complementary medicine, physiotherapy, and/or rehabilitation.
• A journey took to receive medical care or have surgery.
• dental procedures that don’t require immediate attention, such as typical tooth decay or damage to dental prosthetics.
  Vaccinations.
• Medical care can be put off until you get home, if necessary.
• Charges associated with extending your Schengen visa.
• Anyone who is listed on the worldwide terrorism watch lists.
• Any non-emergency medical care that you arranged before or during your vacation.
• The price of anatomical or orthopedic components, replacement implants (such pacemakers and stents), the removal or repair of prostheses, and prescription eyeglasses or contacts.
• Costs associated with stays in nursing homes.
• Physiotherapy, physical education, and chiropractic services-related costs.
• Costs associated with transporting prescription medications.

FAQs

Can I Get Travel Insurance If I Travel to Europe More Than Once?

It is possible to purchase travel insurance for numerous journeys to Europe. The policy will be in effect for a total of one year, with a four-month maximum length restriction per trip.

With Europ Assistance, can I extend my travel insurance policy?

You cannot extend your current plan, sorry. You must buy a new insurance policy to cover those days if you need to prolong your trip after your existing one expires. Please get in touch with the Europ Assistance support staff for additional details!